You Don’t Have To Pay Full Price For Your Dream Car

Posted by Ben Davidson about 10 months ago
Your dream is within reach

Most car enthusiasts out there have a car they wish they could own, but it’s always out of their reach; you don’t have to give up on that, as there are routes you can take to reach that. Obviously, if you’re not financially secure, then getting yourself an expensive car isn’t a good investment in any case, but not being able to afford something at the time shouldn’t stop you from doing so if there are ways around paying for that full cost. So how do you do it? Well, there are multiple methods you can apply to get yourself that dream car, the option that’s best for you depends on your intentions for it.
Leasing a car

Leasing a car means that you pay a lot less for it in instalments while getting to use it all you like during the contract. Usually, you would pay for a set amount of miles for a set amount of time, and then once the contract is over you can either get another or return the car. While it seems dull you have to return this car you’ve been paying for, you never have to pay the amount you usually would have, so if you’re getting the usage you want from it, it’s worth your money! For details about your costs and deals, you should look to sites like ICL where you can find example prices. There might be more to it than the initial set cost, however. Usually, if you exceed the set mileage, you’ll have to pay extra per mile that you’ve gone over. If you don’t need to travel much with your car, then it’s not a huge issue, but if you’re after complete freedom, then it might not be the option for you.

Getting a loan

Now, this is an indirect way of paying the price. While you do actually have to pay the whole loan back, you can find many arrangements to fit you in your purchase. Lenders will let you pick an amount based on your credit, and you can arrange how long you’ll pay it back over; from here you’ll pay in instalments of your choosing until all is repaid. Getting a car loan means you don’t need to spend your life saving up for something just so you can buy it outright, and rather get it now while paying small amounts every month/year. Getting a loan should depend heavily on your financial situation, as you don’t want to find yourself struggling to keep up, which will only lead to more debt.

It’s nice to know that you can reach your dream car with a little help, but it’s important that you don’t go too far in getting these options. Just because you can afford the monthly instalments doesn’t necessarily mean that you should. You need to consider your future and whether you’ll want the car; also whether it can be useful. For example; if you’re about to start raising a family, getting that two-seater sports car isn’t such a great choice!

Tags:
Dream car, credit, loans

Latest Articles

See All
  • Which Car Add-Ons Are Actually Worth Paying For?
    Which Car Add-Ons Are Actually Worth Paying For?

    October 12, 2018 - Some of them are just plain useless, there’s no point paying extra for a spoiler or a big muffler that won’t have any effect on performance, it’ll just annoy your neighbors. But there are a couple of add-ons which will actually improve your driving e

  • Novice Driver? It's Time For A Positive Start On The Road
    Novice Driver? It's Time For A Positive Start On T...

    October 11, 2018 - With more road dangers, an increasing number of car accidents, bad road behavior, and road rage; you need to ensure that you’re being as safe as possible when you’re at the helm of the wheel. The following are some tips and advice for novice drivers

  • A Tesla-ting Time: Taking Responsibility For Your Self-Driving Car
    A Tesla-ting Time: Taking Responsibility For Your ...

    October 11, 2018 - It's a very hot topic now in the realms of vehicle safety, but the self-driving car is very much a bone of contention among seasoned drivers.

  • Why Inattention on the Roads is to Be Avoided at All Costs
    Why Inattention on the Roads is to Be Avoided at A...

    October 11, 2018 - It’s all good and well enjoying the process of driving, looking after your car, and all-around being obsessed with all things automobile, but there’s a dark side to driving too, one that we’re all too aware of: it’s dangerous. And though the elements

  • 5 Crucial Items You Should Always Have In Your Car
    5 Crucial Items You Should Always Have In Your Car

    October 11, 2018 - Do you like your car clean and free of clutter? While we can certainly admit this is the best way to keep the exterior of your car looking stylish, you shouldn’t empty the vehicle completely. Some people empty their car for performance reasons assumi

  • Buying A Quality Used Car, From Budget to Paperwork
    Buying A Quality Used Car, From Budget to Paperwor...

    October 11, 2018 - Some people go their whole lives without discovering they utter joy of a great preloved car. Being put off my minor bodywork issues, or sometimes ever a ‘too good to be true’ price, might mean you are missing out on a car filled with personality. Sur

  • Car-eer: Making Money From Your Vehicle
    Car-eer: Making Money From Your Vehicle

    October 11, 2018 - We love cars because they go fast and get the blood pumping. There’s nothing like an adrenaline shot to wake you up on a Monday morning. But, we’d all like cars a little more if we could make money out of them. Yep, driving for a living (no trucks al

  • 8 Chilled Tips For Motorcycling In Winter
    8 Chilled Tips For Motorcycling In Winter

    October 11, 2018 - Those who love to ride motorcycles are subjected to extra hazards as it is, so the fact that the more rural roads at night are also deserted making it hard to find help in a crisis, the dangers are tenfold.

  • The Dangers of Driving Now That Fall Is With Us
    The Dangers of Driving Now That Fall Is With Us

    October 6, 2018 - It’s all so easy in the spring and summer seasons. We roll out of bed with all the energy we’ll need for the day, jump in our car, and take an easy drive to the office. When fall arrives, it slowly begins to change. As the mornings and evenings grow

  • Common Mistakes To Avoid When Buying A Car
    Common Mistakes To Avoid When Buying A Car

    October 3, 2018 - Are you getting ready to purchase a new car? If so, it can be very tempting to dive right in and secure a new vehicle as quickly as possible. However, this is how mistakes are made and people end up buying a car that is not right for them.

Share This!

or