Things To Remember When Taking Out A New Insurance Policy

    Posted by Ben Davidson about 9 months ago
    Whether you’re renewing, or you simply want to look around for a better deal on your insurance policy, there’s a few things that you should be considering before signing any agreement with a company. Usually, people are blindsided by the deals that companies are offering and forget to check whether the policy is actually offering them everything they need when it comes to insurance. Here are some things to remember when taking out a new insurance policy.

    The first thing to remember is that there is always a better deal than what you have now. Just because the company offering the insurance isn’t a large brand, it doesn’t mean that the cover and service you will receive will be any less than what you expect. Make sure that you’re going through comparison websites when looking for your next policy, and changing your preferences to what you want exactly so that you can find the perfect quote for you. You should also keep in mind that companies are willing to negotiate with prices, because they need and want your custom. So, if you find a quote that’s offers everything you want, it might be worth phoning the company and seeing if you can talk them down in price a little.

    You also need to consider pricing when it comes to insuring someone else on your vehicle, or even their own car on your policy. This is especially important when it comes to getting your teenager insured to drive because they are obviously going to have a higher premium as they have no trust rating built up yet. Rather than giving them the luxury of being on your insurance policy, give them their own so that they can build up their own set of no claims and give themselves a better chance of getting good quotes in the future. If you can’t afford this option, speak to insurance providers to see if there is anything they can do to help with the situation. As mentioned above, companies are more than willing to do what they can to ensure that they gain your custom.

    Another thing to be wary of is what the insurance company can offer you if your car breaks down. Do they offer a breakdown service, or will you have to hire towing services? Sometimes it works out better in your favour to not pay for the breakdown service of your insurance, as it can add on a large chunk of money to your policy that might not even be used and in some cases, actually using the breakdown services can affect your no claims.

    As you can see, there are many different things to think about when taking out a new insurance policy, so make sure that you’re not wowed by great prices and actually look into what they can offer you. Make sure you know exactly what you want from your policy so that you don’t end up paying for something you didn’t want!


    Latest Articles

    See All
    • Kids And Cars - Keep Them Happy In The Back Seats
      Kids And Cars - Keep Them Happy In The Back Seats

      December 7, 2018 - There are a few things that you can do to keep them even more comfortable in the back. In fact, you could even keep them a bit more entertained so they don’t end up so bored easily. Read on to find out more!

    • The Best Trucks For Going Off Road
      The Best Trucks For Going Off Road

      December 7, 2018 - They’re some of the most durable and exciting options out there for you, and there’s such a broad range of 4x4 and SUVs that you could choose from. If you know you do a lot of off roading, then this article is going to suit you even more, because we

    • Feeling Secure On The Road Is The Basis Of Good Driving
      Feeling Secure On The Road Is The Basis Of Good Dr...

      December 4, 2018 - Drive a considerable distance from point A to point B in your daily life, and you’ll likely agree that many examples of bad driving will likely show themselves to you. You might be cut off, or you might see someone subtly swerving from side to side,

    • Customising Your Vehicle to Stand Out from the Crowd
      Customising Your Vehicle to Stand Out from the Cro...

      December 4, 2018 - There are so many different practical factors that we take into account when we choose a vehicle of our own. We consider cost, finding something that falls within our budget. We consider safety, opting for vehicles that are up to standard. We . Final

    • How To Have A Safe Vacation
      How To Have A Safe Vacation

      December 4, 2018 - When it comes to heading off on vacation, you know that you’re always going to have a ton of things to think about. But most of the time, if you’re honest, you’ll know that things, like packing and getting your plans organized, are what monopolizes m

    • 2018 Abarth 124 Spider: Italian Passion meets Japanese Precision
      2018 Abarth 124 Spider: Italian Passion meets Japa...

      December 3, 2018 - Many of us view classic cars with rose-coloured glasses. We might tell ourselves how cars back then were built better, drove better, easier to work on and more enjoyable back then. There is, arguably, a grain of truth to it, but the reality is, livin

    • The Perfect Road Trip
      The Perfect Road Trip

      December 2, 2018 - So, perhaps it’s time to cut that weekend grocery drive out, and head out on a road trip - after all life is short, and there is a lot to see and do. While it might be nice to drive off into the sunset for a while, the chances are that isn’t going to

    • How To Tell If You’re A Dangerous Driver
      How To Tell If You’re A Dangerous Driver

      December 2, 2018 - Along with these, though, you will also often find some bad habits, and it can be hard to know what needs to be done to find and destroy these elements of your driving career. To help you out with this, this post will be exploring some of the best wa

    • Car Out Of Commission? Here’s How To Cope!
      Car Out Of Commission? Here’s How To Cope!

      December 2, 2018 - Luckily, even if you do find yourself in a situation where your vehicle is out of commission, there are some steps you can take to cope. Read on to find out what they are.

    • Picking Our Battles: What Sort Of Car Troubles (Aside From The Basics) Should We Try To Fix Ourselve
      Picking Our Battles: What Sort Of Car Troubles (As...

      December 2, 2018 - We leave these things to the mechanics, but when we have an active interest in the maintenance of our car, but we don't have the confidence to embrace it wholeheartedly, we can make sure we prepare adequately. Complicated? Not always

    Share This!