7 Steps to Take After an Auto Accident

    Posted by Ben Davidson about 5 months ago

    Car accidents are never pleasant. They may cause personal injuries and damage to your property. But, what should you do after an auto accident to protect yourself and other drivers on the road? 

    Remember, in this type of moment, emotions are high. So, a lot of drivers commit mistakes that may limit their right to get the appropriate amount of compensation from the other driver and the insurance company. Put together by a car accident attorney, here are 7 steps to take after an auto accident that will help you protect your rights. 

    1. Ensure that Everyone is Safe 
    Always remember that the health and safety of those involved in the accident come first. As such, you have to make sure that everybody involved is all right. Here are a few steps you can take to ensure that everyone is safe. 

    If you can, get out of your car and turn on the emergency flashers. 
    If the accident is not a minor incident or if someone is injured, call 911. 
    If you can, perform immediate first aid. However, as much as possible, avoid moving injured individuals who may have a neck or back injuries. 
    To alert other drivers, you can also set up some flares around the scene.

    2. Call the Police or 911 
    Keep in mind that calling the police is vital whether the accident is regarded as a minor or major collision. In fact, in some states, this is legally required. The responding officer will then make a car accident report and document the scene. However, if the police are unable to get to the scene, you have to go to the closest police station, and you need to fill out the report yourself. This is crucial because the insurance company may request a copy of the police report to help with the processing of your claims. 

    3. Exchange Information
    Once you’ve ensured that everyone involved in the accident is uninjured, then you can exchange information with the other driver. Some of the most vital pieces of information you should exchange are: 

    Full name along with their contact details
    Driver’s license and plate number
    Color, type, and model of the car
    Location or the address of the accident
    Insurance companies along with the policy numbers

    Remember, when talking to the other driver, it is vital that you don’t apologize, whether the collision was your fault or not. Saying “I’m sorry!” may mean that you’re admitting guilt, and it may affect your insurance and legal claims. 

    4. Document the Scene 
    To protect yourself, you need to document the scene. You can do this by taking the following steps: 

    Once the police officers arrive, you should get their names and badge numbers.
    You should also ask the police officer where you can get a copy of the auto-accident report. 
    To completely document the scene, you can take pictures of the cars, showing the damage done on both vehicles. Also, it is a good idea to take pictures of the people involved and the scene (including landmarks) of the accident. 
    Lastly, you should also get the names of all the people involved in the accident. If there are any passengers or witnesses, get their names and contact details as well.

    5. Call Your Insurance Company 
    Once the police have said that it is okay to leave, the next step before you leave the scene is to call and notify your insurance company. You have to tell your insurance representative the exact details of the accident. You also need to inform them about all the evidence you’ve collected. From there, they will tell you how to proceed. In some cases, your insurer may want to send their own inspector, or they may offer roadside assistance. Additionally, you have to make sure that you ask them about their preferred medical providers. Through this, you can keep your E.R. costs to a minimum. 

    6. Seek Medical Attention 
    It’s tempting to avoid the hassle of a trip to the E.R., especially if you’re feeling fine. However, you still need to seek medical attention to rule out any hidden injuries. So, it is best to get a full evaluation from a professional. By doing so, you’ll also have the evaluation on record.

    7. Get Written Quotes 
    The last step is to gather written quotes and estimates for all the necessary repairs. This will simplify the refund process. However, you have to make sure that you run these written quotes by your insurer before authorizing anything. 

    By following the steps mentioned above, you can ensure that your rights are fully protected during an auto accident.


    Latest Articles

    See All
    • 2020 BMW Z4 M40i: Stylish, Sophisticated and Swift
      2020 BMW Z4 M40i: Stylish, Sophisticated and Swift

      October 19, 2019 - Open top driving on a beautiful day can be one of the greatest experiences you can legally have behind the wheel on a public road. It's even better with a BMW M-tuned roadster.

    • First 5 Mods for Your 2019 Chevrolet Silverado
      First 5 Mods for Your 2019 Chevrolet Silverado

      October 17, 2019 - GM’s bigger, lighter, and more powerful Silverado pickup is more efficient thanks to a complete redesign for the 2019 model year. With these enhancements for the completely new fourth generation Silverado comes all new fitment and truck accessories t

    • Getting The Best Deal When Buying A Used Car
      Getting The Best Deal When Buying A Used Car

      October 17, 2019 - We are going to take a look today and not only getting a great deal and what to look out for. We are also going to look at how to get the most out of the car after you have purchased it.

    • Taking Care Of Your Rental Car Doesn't Have To Be A Chore
      Taking Care Of Your Rental Car Doesn't Have To Be ...

      October 16, 2019 - Especially when you’re on a road trip and you’re doing hundreds of miles day after day, maintenance and good treatment of your car become essential. Nobody wants to pay an extra fee to the rental company for dinging up their door. So taking care of y

    • Cutting Car Depreciation Costs
      Cutting Car Depreciation Costs

      October 11, 2019 - Most of us have to save or take out a finance agreement to buy one, which is fine because they are useful, lots of fun, and often necessary. However, it can be a bit of a bummer to find that the car you’ve just bought is already worth far less than i

    • 2020 Hyundai Veloster N: Hot Hatch Heaven
      2020 Hyundai Veloster N: Hot Hatch Heaven

      October 6, 2019 -

    • Off Roaders That Tick The Boxes
      Off Roaders That Tick The Boxes

      October 3, 2019 - You don’t just need raw power but great handling and a comfortable ride. Is it possible to find all these features? In this blog we take a look at the latest off-roaders on the market.

    • Yamaha Tw200 Aftermarket Parts and Accessories Buying Guide
      Yamaha Tw200 Aftermarket Parts and Accessories Buy...

      September 26, 2019 - Still, even with a little upgrading, your new Yamaha is going to deliver a lot better value for the dollar than trying to run two bikes would. It also has a distinctive style line that you just can't find in road-only bikes, one that practically de

    • Easy Ways To Cut Car Insurance Costs
      Easy Ways To Cut Car Insurance Costs

      September 25, 2019 - Are there easy ways to reduce your car insurance? Take a look at some of these helpful hints for cutting your car insurance costs to help make owning your car much more affordable.

    • BMW X2 M35i: A crossover that’s actually, honestly fun
      BMW X2 M35i: A crossover that’s actually, honestly...

      September 24, 2019 - The crossover is king. There’s no denying it. North Americans have embraced, and will continue to embrace the ubiquitous (and sometimes loosely defined) vehicle class. It’s become such that even formerly iconic cars like Mitsubishi’s Lancer have been

    Share This!